$100 Billion Claims!

The long-term care insurance industry incurred just over $1 Billion in claims in its first 18 years (1974-1992).  Now the LTCi industry is incurring $1 Billion in claims every six weeks!

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Everything You Need to Know About Rate Increases

Most states have these regulations protecting you from long term care insurance rate increases.

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Are Claims Paid?

More than $20 million dollars in benefits is being paid to long-term care policyholders every day. Read the report here.

State Information

Use our interactive map to learn more about long term care insurance in your state.

Concerned About Rate Increases?

Use our interactive map to learn about a specific insurance company’s rate increase history in your state.

Don’t Believe All The Negative Headlines

Long-Term Care Facts Column: article originally published by the Redlands Daily Facts August 29, 2013: How sick is the long-term care insurance industry? The headlines are bleak: “What’s killing the long-term care insurance industry?” “Costs of Long-Term Care Rise...

Long-term-care insurance helps protect families

Long-Term Care Facts Column: article originally published by the Redlands Daily Facts August 8, 2013: Long-term-care insurance is an emotional subject. I mean, really, who wants to talk about the possibility of needing help with bathing, dressing and toileting?...

Three Big Problems With Long-Term-Care Insurance

There are three issues concerning people who are considering long-term care insurance: The underwriting and approval process can be long and difficult Claims may not be paid in the future when care is needed, and Premiums might skyrocket forcing you to drop the...

Busting Myths About Long-Term Care Insurance

Myth #1  Most long-term care insurance claims are for nursing home care When the long-term care insurance began in the mid-1960’s, most policies only covered the cost of nursing homes.  It wasn’t until the early 1990’s that insurers began including riders that covered...

The Truth About Long-Term Care Insurance

Long-Term Care Facts Column: article originally published by the Redlands Daily Facts May 9, 2013: In my last column, I addressed recent articles published on a several well-known news websites have been riddled with half-truths and misleading information.  In an...

Long-Term Care Insurance is Easy

This series of 90-second videos covers the three simple options for designing your long-term care insurance policy.

 

 

 

 

 

 

 

 

 

 

 

 

The Truth About Long Term Care Insurance Rate Increases

This video series of 90-second videos (and one 2 minute video) destroys main-stream media’s hype over rate increases. Want to know how you are protected? Watch our videos today.

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