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What are ADLs in a Long-Term Care Insurance Policy?

Activities of Daily Living (ADLs) = Everyday functions and activities individuals usually do without help.  ADL functions include bathing, continence, dressing, eating, toileting and transferring.  Many policies use the inability to do a certain number of ADLs (such as two of six) to decide when to pay benefits.

One comment on “What are ADLs in a Long-Term Care Insurance Policy?

  1. [...] met through long-term care.  Generally speaking, long-term care provides people assistance with activities of daily living, such as bathing, dressing, eating, toileting or transferring.  People of all ages may need [...]

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