What are ADLs in a Long-Term Care Insurance Policy?

Activities of Daily Living (ADLs) = Everyday functions and activities individuals usually do without help.  ADL functions include bathing, continence, dressing, eating, toileting and transferring.  Many policies use the inability to do a certain number of ADLs (such as two of six) to decide when to pay benefits.

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  1. Pingback: What is Long-Term Care? | Simon Says LTC

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