by Carolyn Olson | Apr 6, 2015 | LTCi Partnership Programs, Rate Increases
*Thrivent Financial (NAIC#56014) SOURCE: Long-Term Care Rate Guide Data Call
by Carolyn Olson | Aug 23, 2012 | Insurance Company - John Hancock
John Hancock is focused on providing innovative long-term care insurance in ways to best protect you and your family so that you can have the confidence and control you need. Commitment and Experience Over 150 years of experience and stability in the insurance...
by Carolyn Olson | Mar 1, 2012 | LTCi Dictionary
Here are a few facts which may surprise you: Long-term care insurance is very flexible. Every long-term care policy gives you many choices for your benefits. You choose your: Daily Benefit, Inflation Benefit, Policy Limit, and Elimination Period. The richer the...
by Carolyn Olson | Feb 26, 2012 | Partnership Qualified Policy
Partnership Qualified Policy = A type of policy that allows you to protect (keep) some of your assets if you apply for Medicaid after using your policies benefits. Not all states have these policies.
by Carolyn Olson | Feb 21, 2012 | Underwriting Class
The cost of a long-term care insurance policy is based upon several factors: your age at the time you apply for the policy, the benefits you choose for your policy, your premium payment option (e.g. 10-pay, “pay to age 65”, lifetime pay) your state of...
by Carolyn Olson | Feb 17, 2012 | Inflation Protection
Inflation Protection = A policy option that provides for increases in benefit levels to help pay for expected increases in the costs of long-term care services.