About Us

LTCFacts.org is committed to educating consumers about long-term care insurance by providing an easy-to-use website filled with simple definitions about long-term care insurance terms and concepts.  By providing simple definitions for complex long-term care insurance terms, consumers become empowered to make intelligent buying decisions that impact their financial and family lives.

Contributing authors of LTCFacts.org have been involved with the long-term care insurance industry for over 17 years with knowledge of underwriting guides from top insurance companies in over 40 states.  This website is not sponsored by any insurance company, nor does it promote any particular insurance company.  Every consumer has different financial needs and health history, which is why educating consumers is especially important.  Once consumers understand the intimate relationship between their personal health history and financial situation, then they are ready to begin shopping and comparing long-term care policies offered by the various companies.