by Carolyn Olson | Aug 9, 2013 | Redlands Daily Facts: Long-Term Care Facts Column
Long-Term Care Facts Column: article originally published by the Redlands Daily Facts August 8, 2013: Long-term-care insurance is an emotional subject. I mean, really, who wants to talk about the possibility of needing help with bathing, dressing and toileting?...
by Carolyn Olson | Jan 24, 2013 | Redlands Daily Facts: Long-Term Care Facts Column
What is long-term care insurance and why do you need it? A simple Google Internet search yields a definition for insurance as, “a practice by which a company provides a guarantee of compensation for a specific loss.” Therefore, long-term care insurance is...
by Carolyn Olson | Mar 23, 2012 | LTCi Info Articles
How does the Inflation Benefit impact the Daily Benefit of your long-term care insurance policy? The Daily Benefit is the single most important part of your long-term care policy. The Daily Benefit, however, is linked to the Inflation Benefit. How much your...
by Carolyn Olson | Feb 20, 2012 | LTCi Info Articles
What is Long-Term Care? Long-term care includes a variety of services that may be both medically and/or non-medically necessary for people with a chronic illness or disability. Health and personal needs are met through long-term care. Generally speaking, long-term...
by Carolyn Olson | Jan 26, 2012 | Hands-On Assistance
Hands-On Assistance = Physical assistance (minimal, moderate or maximal) without which the individual would not be able to perform the activities of daily living.