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Don’t Believe All The Negative Headlines

by Carolyn Olson | Sep 2, 2013 | Redlands Daily Facts: Long-Term Care Facts Column

Long-Term Care Facts Column: article originally published by the Redlands Daily Facts August 29, 2013: How sick is the long-term care insurance industry? The headlines are bleak: “What’s killing the long-term care insurance industry?” “Costs of Long-Term Care Rise...

10 Ways To Reduce Taxes With Long-Term Care Insurance

by Carolyn Olson | Jan 23, 2013 | LTCi Info Articles

There are 10 tax-friendly ways to pay long-term care insurance premiums.  Depending on your situation, you could save hundreds (possibly thousands) of dollars in income taxes over several years by applying just one of these methods. Caveat:  LTCFacts.org is not a tax...

ARIZONA Long-Term Care Insurance Information

by Carolyn Olson | Apr 4, 2012 | LTCi State Information

The Long Term Care Partnership Program Under the Long Term Care Partnership Program, the Arizona Long Term Care System (ALTCS) will not count some or all of the applicant’s resources (assets) when determining eligibility if the applicant has a long-term care insurance...

How does your choice of Inflation Benefit impact the Daily Benefit over the life of your long-term care policy?

by Carolyn Olson | Mar 23, 2012 | LTCi Info Articles

How does the Inflation Benefit impact the Daily Benefit of your long-term care insurance policy? The Daily Benefit is the single most important part of your long-term care policy.  The Daily Benefit, however, is linked to the Inflation Benefit.  How much your...

How much and when can long-term care insurance premiums be increased?

by Carolyn Olson | Mar 14, 2012 | LTCi Info Articles

It depends upon the type of the policy you buy. There are two types of long-term care policies that can never have a rate increase: Single-pay long-term care policies and Limited pay long-term care policies with corresponding rate guarantees. Single-pay long-term care...
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