by Carolyn Olson | Apr 4, 2012 | LTCi State Information
The Long Term Care Partnership Program Under the Long Term Care Partnership Program, the Arizona Long Term Care System (ALTCS) will not count some or all of the applicant’s resources (assets) when determining eligibility if the applicant has a long-term care insurance...
by Carolyn Olson | Mar 23, 2012 | LTCi Info Articles
How does the Inflation Benefit impact the Daily Benefit of your long-term care insurance policy? The Daily Benefit is the single most important part of your long-term care policy. The Daily Benefit, however, is linked to the Inflation Benefit. How much your...
by Carolyn Olson | Mar 18, 2012 | LTCi Info Articles
Can a long-term care insurance policy pay a relative to care for you? It depends upon the policy. Most long-term care policies are “reimbursement” policies. A “reimbursement” policy will only pay benefits after you’ve received care from a “qualified care provider.”...
by Carolyn Olson | Mar 14, 2012 | LTCi Info Articles
It depends upon the type of the policy you buy. There are two types of long-term care policies that can never have a rate increase: Single-pay long-term care policies and Limited pay long-term care policies with corresponding rate guarantees. Single-pay long-term care...
by Carolyn Olson | Mar 14, 2012 | LTCi Info Articles
Can my long-term care policy be cancelled when I reach a certain age? Can my long-term care policy be cancelled because my health changes? Can my long-term care policy be cancelled if I make too many claims? Can my long-term care policy be cancelled if the insurance...