What is a “Rate Guarantee” in a Long-Term care Insurance Policy?

Rate Guarantee = the number of years the long-term care insurance premium is guaranteed to remain the same.

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I am interested in a government-approved LTC insurance policy that can help protect my assets even if the policy runs out of benefits.
I would like long term care coverage that has premiums that are guaranteed to never go up.
I am interested in a comparison of several of the top LTCi policies.
I am interested in a long term care insurance policy that has strict government regulations regarding rate increases.
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